Who should get certified
- Students aspiring to pursue a career in the banking and financial services industry.
- Developers, QAs and Business Analysts with less than 1 year experience who want to learn about banking technology and operations.
Candidates are evaluated for
- Knowledge of retail banking products, channels and operations.
- Knowledge of core banking systems.
- Knowledge of cards, payments and loan products.
- Knowledge of regulatory frameworks in the banking industry.
Maintaining the certification
- Certified Associates required to recertify after 3 years for Associates and 5 years for Professionals, by either taking a recertification assessment or through continuing education credits.
- Continuing education credits may be earned by taking industry certifications, participating in industry conferences, including professional presentations, and writing industry thought papers published on skillboard.org or other online forums.
Assessment weightage by Knowledge Area
| Domain | Weightage |
|---|---|
Banking Products Deposit Products, Credit Products, Investment Products, Fee Services. | 5-10% |
Banking Channels Branch Banking, Telephone Banking, ATM, Internet Banking, Mobile Banking, Alternate Channels. | 10-20% |
Retail Banking Deposit Accounts, Savings Accounts, Certificates of Deposit, Mortgages, Auto Loans. | 5-10% |
Cards Card Types & Providers, Card Networks, Card Payment Lifecycle Processes, Participants, Merchant Onboarding. | 10-20% |
Payments Payment Lifecycle, Payment Instruments, Domestic Payments, Real-Time Payments, Cross Border Payments. | 10-20% |
Lending Mortgages, Home Equity Lines of Credit, Asset Backed Commercial Lending, Collateral Management. | 10-20% |
Risk & Regulations KYC Compliance, AML Compliance, Risk Management, BASEL Compliance. | 10-20% |